Buy Now, Pay Later
Buy vehicles now – flexible payment terms of 30, 60, or 90 days.
That's Here's how it works
Click on a step for more details.
Step 1
Request a free activation
Under "My Purchases," click the "Unlock Now" button
Our payment service provider will perform a completely impartial check of your company information in just a few moments
Once the verification is complete, the service will be active in your account under "My Purchases"
Important: Requirements include at least three successfully paid for and picked up vehicles, the company must be based in Germany, Austria, or Poland and a completed activation for "Buy Now, Pay Later."
Step 2
Win the auction & choose your payment terms
Once the bid is accepted, the "Pay Later" option will appear under "My Purchases" for eligible auctions
Here, simply select the payment period for your booking:
30 days – ideal for quick turnaround
60 days – plenty of time to resell
90 days – maximum flexibility for larger inventories
Note: By the way, all fees are clearly displayed before you book. No hidden costs.
Step 3
Confirm booking
Our payment service provider reviews your request and your available limit in real time
The test is completed in just a few moments
If your application is accepted, you will receive a binding confirmation
Note: If your offer is rejected, you pay for the vehicle directly through CarOnSale as usual.
Step 4
Pick up the vehicle & pay
The vehicle will be released for pickup immediately after the "Pay Later" booking is made
You will pay directly to our payment service provider within the timeframe you have selected
Once payment is received, the vehicle documents will be shipped as soon as possible
Note: We will securely hold the vehicle documents until full payment has been received.
Select your payment terms
Flexible – tailored to your cash flow. By the way, all fees are clearly displayed before you book. No hidden costs.
30 days
Ideal for quick envelopes
POPULAR
60 days
Enough time to resell
90 days
Maximum flexibility for larger inventories
What happens after the purchase?
A transparent process from invoicing to document delivery.
Invoice with payment due date
You will receive an invoice specifying the exact payment due date and the payment service provider's details.
Vehicle documents kept safe
We will securely hold all vehicle documents until full payment has been received.
Fast processing
As soon as the service provider receives payment, the documents will be sent out immediately.
Who is your payment going to ?
Clear payment flow, full transparency.
STEP 1
Payment by service provider
When a booking is made, the payment service provider pays the purchase price directly to CarOnSale.
STEP 2
Your payment to the service provider
The payment goes directly to our partner payment service provider.
STEP 3
Approved by CarOnSale
Once payment is received, CarOnSale confirms the transaction and releases the vehicle documents.
Note: The payment request contains all the important payment information from the service provider.
Who is eligible for "Buy Now, Pay Later"?
Simple requirements to get started.
Registered car dealer on CarOnSale
At least three vehicles that have been successfully paid for and picked up
Verification of company information with the payment service provider
Frequently Asked Questions
Everything you need to know at a glance.
What is "Buy Now, Pay Later," and what are the benefits for me as a buyer?
"Buy now, pay later" lets you purchase vehicles immediately and conveniently settle the bill later. You benefit from greater flexibility and can manage your cash flow more effectively.
How can I enable "Buy Now, Pay Later" for my purchases?
The feature is available in your account under “My Purchases.” It will be activated automatically as soon as you meet the requirements set by our payment service provider. Once activated, you can start using “Buy Now, Pay Later” right away.
How do I select the "Buy Now, Pay Later" option?
Once your account has been successfully activated, the "Buy Now, Pay Later" option will be available directly under "My Purchases." There, simply select the desired payment period for each auction and confirm the transaction. Any applicable fees are always clearly displayed throughout this process.
What payment periods are available?
You can currently choose a payment period of 30, 60 or 90 days. The costs, which vary depending on the period selected, are displayed transparently before you book.
Is there a limit on outstanding balances for the "Buy Now, Pay Later" option?
Yes, our payment service provider will set a personal limit for you. This is based on an individual regular check and can be adjusted at any time. The more reliably you pay, the higher your limit can be. Your available limit is also always displayed under "My purchases" to allow you to plan as well as possible.
What happens if I choose "Buy Now, Pay Later"?
If you’ve chosen to purchase using “Buy Now, Pay Later,” you’ll receive an invoice with your selected payment terms and the payment service provider’s billing details. The vehicle purchased this way will be released for pickup as usual and can be on its way to you right away.
When will I be able to use "Buy Now, Pay Later" after activation?
Once activated, "Buy Now, Pay Later" will be available immediately. Your individual limit will also typically be updated within 24 hours of activation.
What documents do I need to activate the "Buy Now, Pay Later" option?
Normally no additional documents. During the activation process, your current company information will be checked once in order to identify you to the payment service provider. If you have any questions about your identity or creditworthiness, we or the payment service provider will contact you directly.
What happens if my "Buy Now, Pay Later" activation request is denied?
There may be various reasons for refusals. As the protection of your data is important to us, you will receive detailed information on this directly from our payment service provider.
What happens if my application is denied?
If your financing application is denied, you can pay for the vehicle directly through CarOnSale using the usual method. Your financing partner will provide you with detailed reasons.
When will I receive the vehicle documents for my purchase?
The dispatch of the vehicle documents starts automatically as soon as you have paid your auction in full to our payment service provider.
What are my options if my "Buy Now, Pay Later" request is declined?
If a "Buy Now, Pay Later" transaction is declined after a successful purchase, you can still pay us directly through the usual channels.
Ready to shop more flexibly?
Enable "Buy Now, Pay Later" in your CarOnSale account.
